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  <url>
    <loc>https://orbytpay.org/standards/</loc>
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      <image:title>Standards</image:title>
      <image:caption>Open payment specifications stewarded by the Orbyt Pay Foundation: Ledger Moon, the Offline Queue Protocol, the Rail Spec and the Webhook Spec.</image:caption>
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  <url>
    <loc>https://orbytpay.org/standards/ledger-moon/</loc>
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    <priority>0.75</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://orbytpay.org/standards/ledger-moon/" />
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      <image:title>Ledger Moon Spec</image:title>
      <image:caption>The open specification for Ledger Moon: a deterministic, append-only, hash-chained settlement ledger.</image:caption>
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  </url>
  <url>
    <loc>https://orbytpay.org/standards/offline-queue/</loc>
    <lastmod>2026-06-24</lastmod>
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      <image:title>Offline Queue Protocol</image:title>
      <image:caption>The open specification for accepting payments without connectivity and settling deterministically on reconnect.</image:caption>
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  <url>
    <loc>https://orbytpay.org/standards/rail-spec/</loc>
    <lastmod>2026-06-24</lastmod>
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    <image:image>
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      <image:title>Rail Spec</image:title>
      <image:caption>A common interface across wallet, card, proximity and offline payment rails so integrators write once.</image:caption>
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  </url>
  <url>
    <loc>https://orbytpay.org/standards/webhook-spec/</loc>
    <lastmod>2026-06-24</lastmod>
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    <priority>0.75</priority>
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    <image:image>
      <image:loc>https://orbytpay.org/og-image.svg</image:loc>
      <image:title>Webhook Spec</image:title>
      <image:caption>Signed, retried, replayable event delivery for payment state changes.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://orbytpay.org/open-source/</loc>
    <lastmod>2026-06-24</lastmod>
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    <image:image>
      <image:loc>https://orbytpay.org/og-image.svg</image:loc>
      <image:title>Open Source</image:title>
      <image:caption>Open-source reference implementations and tooling for the Foundation's payment standards.</image:caption>
    </image:image>
  </url>
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