Nigeria

◎ Nigeria · Africa

Orbyt Pay — Lagos to the world

Headquartered in Lagos, Nigeria, Orbyt Pay delivers open payment standards and financial inclusion across Africa — built for Nigeria's fintech ecosystem and scaled globally.

Why Lagos

Lagos is Africa's fintech capital — home to the continent's fastest-growing payment networks, developer talent, and merchant ecosystems. Orbyt Pay HQ in Lagos, Nigeria anchors our mission: world-class payment infrastructure born in Africa, trusted worldwide.

Nigeria payment capabilities

  • Naira (₦) settlement — native Nigerian Naira support on Orbyt Pay rails.
  • Pay by Bank — account verification and bank-linked payments.
  • Offline queue — HMAC-signed payments when connectivity is limited.
  • Merchant network — accept wallet, QR, proximity, and online payments.
  • Virtual accounts — optional third-party deposit rails (e.g. Kora) for wallet top-up; Kora is not owned by Orbyt Pay.
  • Microcredit — Oloyin Credit on Orbyt Pay settlement infrastructure.

Global from day one

While Orbyt Pay is headquartered in Lagos, Nigeria, our payment API, SDK, and partner ecosystem serve developers and merchants internationally through orbytpay.com, orbytpay.org, and orbytpay.app.

Related questions

English across all official domains. API documentation in English. Localization planned for partner products.
Yes. OrbytPay manages BLE and NFC proximity sessions for tap-to-pay. Every session passes through the fraud-checked authorization pipeline before settlement.
OrbytPay uses HMAC-signed transactions, fraud-checked authorization, encrypted API communications, and an authoritative ledger ensuring one source of truth for all balances.