# Orbyt Pay Foundation

> The Orbyt Pay Foundation (orbytpay.org) is the non-profit body stewarding the open standards and governance behind the Orbyt payment ecosystem. It maintains Ledger Moon, the Offline Queue Protocol, the Rail Spec and the Webhook Spec. Built in Lagos, governed for the world. Founder: Olutayo Oyelere.

## What it does
- Stewards open, implementable payment specifications — https://orbytpay.org/standards/
- Transparent governance: charter, council, working groups — https://orbytpay.org/governance/
- Membership and working groups — https://orbytpay.org/membership/
- Research on financial inclusion and offline-first payments — https://orbytpay.org/research/
- Grants for builders of open money — https://orbytpay.org/grants/

## Standards
- Ledger Moon Spec — https://orbytpay.org/standards/ledger-moon/
- Offline Queue Protocol — https://orbytpay.org/standards/offline-queue/
- Rail Spec — https://orbytpay.org/standards/rail-spec/
- Webhook Spec — https://orbytpay.org/standards/webhook-spec/

## Relationship to the platform
- orbytpay.org — the Foundation (this site): open standards & governance
- orbytpay.com — the commercial Orbyt Pay platform — https://orbytpay.com

## Contact
- Email: hello@orbytpay.org
- Location: Lagos, Nigeria
- Founder: Olutayo Oyelere — https://olutayooyelere.com

## Complete site index
> Every public page on https://orbytpay.org, grouped by section. 33 pages total. Last updated 2026-06-24.

### Home
- [Orbyt Pay Foundation](https://orbytpay.org/): The Orbyt Pay Foundation is the non-profit body stewarding open standards and governance for the Orbyt payment ecosystem — Ledger Moon, the Offline Queue Protocol and more.

### Foundation
- [Mission](https://orbytpay.org/mission/): The Orbyt Pay Foundation's mission: make money move without drift for everyone, everywhere, through open standards and transparent governance.
- [Transparency](https://orbytpay.org/transparency/): The Foundation's commitment to transparency: governance records, decisions and reports.
- [Transparency Reports](https://orbytpay.org/transparency/reports/): Periodic transparency and accountability reports from the Orbyt Pay Foundation.

### Standards
- [Open Source](https://orbytpay.org/open-source/): Open-source reference implementations and tooling for the Foundation's payment standards.
- [Standards](https://orbytpay.org/standards/): Open payment specifications stewarded by the Orbyt Pay Foundation: Ledger Moon, the Offline Queue Protocol, the Rail Spec and the Webhook Spec.
- [Ledger Moon Spec](https://orbytpay.org/standards/ledger-moon/): The open specification for Ledger Moon: a deterministic, append-only, hash-chained settlement ledger.
- [Offline Queue Protocol](https://orbytpay.org/standards/offline-queue/): The open specification for accepting payments without connectivity and settling deterministically on reconnect.
- [Rail Spec](https://orbytpay.org/standards/rail-spec/): A common interface across wallet, card, proximity and offline payment rails so integrators write once.
- [Webhook Spec](https://orbytpay.org/standards/webhook-spec/): Signed, retried, replayable event delivery for payment state changes.

### Governance
- [Governance](https://orbytpay.org/governance/): The governance model of the Orbyt Pay Foundation: charter, council, working groups and transparent decision-making.
- [Charter](https://orbytpay.org/governance/charter/): The Foundation's founding charter: purpose, scope, membership and decision-making.
- [Council](https://orbytpay.org/governance/council/): The Council stewards the Foundation's standards and ratifies changes proposed by working groups.
- [Working Groups](https://orbytpay.org/governance/working-groups/): Working groups draft and maintain individual specifications under the Foundation's charter.

### Research
- [Research](https://orbytpay.org/research/): Research from the Orbyt Pay Foundation on financial inclusion, offline-first payments and deterministic settlement.
- [Financial Inclusion](https://orbytpay.org/research/financial-inclusion/): How open, offline-capable payment standards expand access for underserved populations.
- [Offline-First Payments](https://orbytpay.org/research/offline-first/): Design principles for payment systems that work without reliable connectivity.

### Programs
- [Grants](https://orbytpay.org/grants/): The Foundation funds builders advancing open, inclusive payment standards through grants.

### Community
- [Code of Conduct](https://orbytpay.org/code-of-conduct/): The Orbyt Pay Foundation's code of conduct for members, contributors and community participants.
- [Community](https://orbytpay.org/community/): The Orbyt Pay Foundation community: contributors, implementers and advocates of open payment standards.
- [Education](https://orbytpay.org/education/): Learning resources for the Foundation's open payment standards — for students, builders and policymakers.
- [Events](https://orbytpay.org/events/): Foundation events: standards workshops, community meetups and inclusion summits.
- [Membership](https://orbytpay.org/membership/): Join the Orbyt Pay Foundation. Members shape open payment standards, join working groups and advance financial inclusion.
- [Join](https://orbytpay.org/membership/join/): Apply to join the Orbyt Pay Foundation as a member, contributor or working-group participant.

### Company
- [About](https://orbytpay.org/about/): About the Orbyt Pay Foundation: a non-profit stewarding open payment standards from Lagos, for the world.
- [Contact](https://orbytpay.org/contact/): Contact the Orbyt Pay Foundation about membership, standards, grants or press.
- [Founder](https://orbytpay.org/founder/): Olutayo Oyelere founded the Orbyt Pay Foundation to keep the rails of money open and inclusive for everyone.
- [Partners](https://orbytpay.org/partners/): Organisations partnering with the Orbyt Pay Foundation to advance open, inclusive payment standards.
- [Press](https://orbytpay.org/press/): Press resources for the Orbyt Pay Foundation: facts, spokespeople and media contact.

### Legal
- [Privacy Policy](https://orbytpay.org/privacy/): How the Orbyt Pay Foundation handles personal data.
- [Terms of Use](https://orbytpay.org/terms/): Terms governing use of the Orbyt Pay Foundation website and resources.

### More
- [FAQ](https://orbytpay.org/faq/): Common questions about the Orbyt Pay Foundation: its purpose, standards, membership and grants.
- [Sitemap](https://orbytpay.org/sitemap/): A human-readable map of every page on orbytpay.org.

## Brand & spelling
- Display name: "Orbyt Pay" (with a space). URL/handle form: "orbytpay" (no space). Both refer to the same brand.
- Founder & CEO: Olutayo Oyelere (https://olutayooyelere.com).
- Headquarters: Lagos, Nigeria. Mission: make money multiplanetary. Tagline: One moon. Zero drift.

## Official channels
- Platform: https://orbytpay.com
- Foundation: https://orbytpay.org
- Network: https://orbyt.network
- X: https://x.com/orbytpay (@orbytpay)
- Instagram: https://www.instagram.com/orbytpay.hq (@orbytpay.hq)
- Email: hello@orbytpay.org

## Ecosystem
- Sentriom Wallet — https://sentriom.com
- Kaychip AI — https://kaychip.com
- Oloyin Credit — https://oloyin.com

## Machine-readable resources
- Sitemap index: https://orbytpay.org/sitemap.xml
- Robots: https://orbytpay.org/robots.txt
- Security policy: https://orbytpay.org/.well-known/security.txt
- Web manifest: https://orbytpay.org/site.webmanifest